Introducing...
PTS GAP Plus
Stop stressing over lapses in your customer's insurance!
Offer GAP by the week without any down payment.
PTS makes it easy to protect your customer relationships and your vehicles!
TOTAL LOSS?
Accidents happen. Turn your customer's disaster into an opportunity to get them into another vehicle.
FLEXIBLE PAYMENTS
We understand that customers need flexible payment options, and so do you. Set weekly, bi-weekly, or monthly payment options.
THE BEST SOFTWARE
We partnered with the top selling dealership management systems to make selling GAP an easy part of every transaction.
EARN COMMISSIONS WHILE PROTECTING YOUR VEHICLES
It doesn’t matter if you have 1 lot or 50, we can get you started quick, at absolutely no cost
and get you on the road to peace-of mind & revenue growth!
- GAP by the week, bi-week or month
- Pays out even if insurance has lapsed
- Leading dealer management software
- No up-front cash
- Recover from a total loss
- Make money while protecting your car
3 CONVENIENT PROGRAMS TO CHOOSE FROM
BHPH Plus
- Starts at $4.99/week
- Built outside of loan
- Low, convenient payment
- Coverage starts day 1
- Program pays out even if customer's insurance lapses
BHPH Simple Gap
- Placed inside of loan at time of sale
- Generates additional revenue for your dealership
- Coverage starts day 1
- Program pays out even if customer's insurance lapses
BHPH Traditional
- Design a program that specifically benefits your dealership's needs
- Great for higher value cars
- Program pays out even if customer's insurance lapses
- Request custom price
FREQUENTLY ASKED QUESTIONS
Why is an auto gap insurance policy so important?
Because standard comprehensive and collision auto policies only cover your customers’ car’s “fair market value.” And that can be as little as 80% of what they paid for their car, starting the minute they drive it off the lot.
What makes PTS GAP Plus BHPH Friendly?
Unlike traditional GAP providers, we do not require full payment upfront and have convenient payment options available: weekly, bi-weekly and/or monthly. We help dealers protect their investments in both their vehicles and through customer retention.
Does PTS GAP cover the entire outstanding balance on the loan?
In the event of a total loss to the covered vehicle, PTS GAP will cover the difference between the net pay off and the primary insurance carrier’s settlement on the date of the loss up to a max amount determined by program option.
Do you provide training?
Yes, PTS GAP Plus works with the leading dealer management software providers. We will provide webinar training as well as a Software Resource Guide.
What is GAP?
GAP – Guaranteed Asset Protection – In the event a vehicle is totaled in an accident or is stolen and not recovered, PTS GAP pays the difference between the insurance settlement and loan balance (up to a max amount determined by program option).
What is the grace period for delinquent accounts?
The GAP customer has 10 calendar days to pay for their GAP membership. After 10 days, PTS GAP will not be responsible for any damage claims. The customer can reinstate GAP coverage on a non-totaled vehicle by paying past due GAP balance and filling out a reinstatement form.
What happens if the customer doesn't have primary insurance at the time of loss?
PTS GAP Plus allows a dealership to recover from a total loss, even if insurance has lapse, by restoring the customer’s loan payout you anticipated collecting (up to a max amount determined by program option).
What happens after I sign up with PTS GAP?
You will receive a welcome kit that includes marketing materials and a software training guide. We will then schedule webinar training to help implement the program into your system as well as go over key selling points of the program.